Privacy and Terms of Service

Our Commitment to Privacy

Your online privacy is important to us. To help protect your privacy, this statement explains our information practices and lets you know the choices you have about how your information is collected and used. You can refer back to this statement by clicking the link on our home page, or on the link provided at every point where personally identifiable information may be requested.

Information Collection and Use

CEG Worldwide is the sole owner of the information collected on this site. We will not sell, share or rent this information to others in any manner that is different from what is described in this statement.

We may collect the following information:

• Name and job title
• Contact information including mailing address and email address
• Demographic information
• Other information relevant to customer surveys and/or offers

We collect and use this information in the following ways:

• Product order and registration forms
  We request information from users on our product order and program registration forms. This information includes contact information (such as name, address and phone number) and financial information (such as credit/debit card number and expiration date). This information is used for billing purposes and to fulfill orders. If we have trouble processing an order or registration, we use this information to contact you.

• Newsletter subscription form
  If you choose to subscribe to our newsletter, we ask for contact information (including name and email address) in order to fulfill this request.

• Financial advisor assessment tool
  If you use our assessment tool, we present you with assessment statements and demographic questions and ask for your responses. We temporarily store this information for purposes of generating an assessment report for you.  We may store your responses in association with your user login information for the purpose of generating a report or determining other services that may benefit you.  We do not share your responses, or any assessment report generated for you, with others.

• User-initiated inquiries
  If you provide us with information in any contact you initiate with us, such as through our online contact form, by phone or by email, we will use that information only to respond to your inquiry and to provide better customer service.

Security

CEG Worldwide takes precautions to protect your information, prevent unauthorized access, maintain the accuracy of your data, and ensure its correct use. To this end, we have in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information, both online and offline.

If you have any questions about the security measures at our Web site, please contact us through our online contact form.

IP Addresses

We use IP addresses to analyze trends, administer the site, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

Cookies

A cookie is a piece of data placed on your hard drive by our Web server. We use them to make the product ordering and registration processes easier, to track your progress as you navigate among pages in an online session using our tools, and to track and target the interests of our users to so that we can enhance the usefulness of our site.

A server can only read the cookie data that that particular server has placed in the cookie. We cannot track where you came from to get to our site, or where you go after you leave. Cookies cannot "read" data on your hard drive, including cookie files placed by other sites.

Advertisers may use cookies on our site. However, we have no access to or control over these cookies.

Third Parties

We may share aggregated demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.

We use an outside fulfillment company to fulfill orders, and a credit card processing company to bill users for products and services. We instruct these companies not to retain, share, store or use personally identifiable information for any secondary purposes.

We may partner with other parties in order to provide specific services. We will share user information with these parties only to the extent that is necessary for the third party to provide these services. We instruct these parties not to use personally identifiable information except for the purpose of providing these services.

Special Offers

When you subscribe to our newsletter, order products or register for programs on our site, you will from time to time receive information on special products, services or offers that we believe will be of interest to you. If you would like to not receive this information, you may opt out at any time. (Please see Choice/Opt-out below.)

Site and Service Updates

We may occasionally send site and service announcement updates. Because these announcements contain important information about our services, you are not able to unsubscribe from them.

Choice/Opt-out

You will have the opportunity to opt out of having your information used for purposes not directly related to our site and services at the point where we request the information. You may also opt out at any other time by contacting our customer support through our online contact form.

Correction and Removal of Information

If your personally identifiable information changes, or if you no longer desire our service, we will promptly correct, update or remove your information upon request. To make such a request, please contact our customer support through our online contact form.

Changes to Privacy Statement and Terms of Service

We reserve the right to change this privacy statement and terms of service. We recommend that visitors to our site review our privacy policies from time to time to learn of new privacy practices and changes to our policies.

Outside Links

From time to time this Web site may include links to other Web sites. These links are provided for your convenience to provide further information. They do not signify that we endorse the Web site(s). We have no responsibility for the content of the linked Web site(s).

Children's Privacy

In order to protect the privacy of the very young, we do not collect or maintain information from any person we know to be under the age of 13. In addition, no part of our Web site is structured to attract children under 13.

If you are under 13 years of age, you are not allowed to subscribe to our newsletter, to order products from our site, or to provide any personal information in any other way on our site.

Legal Disclaimer

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this Web site for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this Web site is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this Web site meet your specific requirements.

We may disclose personal information when required by law or in the good-faith belief that such action is necessary in order to conform to the edicts of the law or comply with a legal process served on our Web site.

Your use of this Web site and any dispute arising out of such use of the Web site is subject to the laws of the state of California.

Copyright Notice

This Web site and its content are copyrighted by CEG Worldwide, LLC. All rights reserved.

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:

• You may print or download to a local hard disk extracts for your personal and non-commercial use only.

You may not, except with our express written permission, distribute or commercially exploit the content, nor may you transmit it or store it in any other Web site or other form of electronic retrieval system.

Unauthorized use of this Web site may give to a claim for damages and/or be a criminal offense.

How to Contact Us

If you have questions or concerns about any of the policies described in this statement, please contact us through our online contact form.